Give From Your IRA

This popular gift option is also called an IRA Charitable Rollover or a Qualified Charitable Distribution (QCD).

You pay no income taxes on your gift to Wish of a Lifetime® from AARP. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions. This may help lower your Medicare premiums and decrease the amount of Social Security subject to tax.

Who is eligible?

Individual donors with an IRA Charitable Rollover or a Qualified Charitable Distribution (QCD) are eligible to give. You must be age 70½ or older.

How to give

To name Wish of a Lifetime from AARP as a beneficiary of an account, follow these simple steps:

• Request a beneficiary form from your bank or plan administrator. This form—not your will—determines how these assets are distributed after your lifetime.
• Write in “Wish of a Lifetime from AARP” as a beneficiary (or partial or contingent beneficiary) using our current business address: 303 E 17th Avenue, Suite 850, Denver, CO 80203.
• If the form requests a Social Security number, use our tax identification number: 26-2123649.

Please ask your administrator to include your contact information with the payment so we can recognize and acknowledge your generous gift properly.

Have questions?